Comprehensive tool that allows you to assess capital adequacy in relation to your bank’s overall risk and develop a customized capital plan for maintaining appropriate capital levels in all economic environments. The Capital Planning System has been field-tested by Young & Associates, Inc.’s management consultants and has passed the regulatory scrutiny.
The latest update addresses changes associated with COVID-19, including new recommendations for capital buffers used in the customized minimum capital level calculations, temporary regulatory modifications to the Community Bank Leverage Ratio framework, and changes to the direction of certain risks.
Allows you to:
Update/Annual License (#306 -- $495) renews bank license for 1 year and includes any changes or updates to the system that have occurred within the previous year. Also provides suggestions for updating the narrative of your capital plan based on yearly updates.
System Requirements: Microsoft® Excel 2007 and Word 2007 and above